Your Guide to Claim MEDICLAIM

As Health Insurance spreads its wings in India, the complexity of the Health Insurance Policy is increasing by leaps and bounds. There are new policy wordings coming with your renewal. There are new regulations, circulars and notifications coming in from the Insurance Regulatory and Development Authority of India (IRDA). Some of the health Insurance Schemes subsidized by the Government might be of your interest too. To keep abreast with these changes please read on …

Why do the premiums of Corona Kavach vary between Companies ?

July 25, 2020 admin Disputes, Policy Details, Reimbursement

The IRDAI has approved 30 hospitalisation policies for Covid 19 (Corona). The sum assured varies from Rs 50000 to Rs[…]

Registration of E – Meditek TPA is cancelled by IRDA

January 14, 2019 admin Cashless, Disputes, Reimbursement

The Insurance Regulatory and Development Authority of India ( IRDA) by its order of 10th January 2019 suspended the licence of[…]

Beware of the “sublimits” in your policy

October 15, 2018 admin Disputes, Policy Details, Reimbursement

You health insurance policy might have a sum assured (SA) of Rs 2 lakhs. However , at the time of[…]

How to avoid disputes in MEDICLAIM ?

August 24, 2018 admin Cashless, Disputes, Policy Details, Reimbursement

Like in any dispute, one of the parties are at fault. It can be you (the Insured) or the Insurance[…]

Five Documents which are commonly missed in your reimbursement claim for Mediclaim Health Insurance

August 11, 2018 admin Disputes, Policy Details, Reimbursement

Your reimbursement claim for Mediclaim is needlessly delayed if you miss out any of the necessary documents. It is important to[…]

EXCLUSIONS

July 15, 2018 admin Disputes, Policy Details, Reimbursement

Certain conditions such as glasses, dental treatment, treatment outside India and cosmetic surgery are definitely excluded from almost all of[…]

The Waiting Periods

July 8, 2018 admin Disputes, Policy Details, Reimbursement

Every MEDICLAIM policy has a number of waiting periods. You need to be aware of them. Otherwise there is disappointment[…]

Cashless service only in “PPN Enlisted Hospitals ” for the four PSU Companies

July 1, 2018 admin Cashless, Disputes

In the end of June 2018 several Third Party agents (TPA) have been sending email to the Network Hospitals that[…]

How to avail Cashless service for Health Insurance (MEDICLAIM)

July 1, 2018 admin Cashless

When there is an illness of your near and dear one and you would like to avail the “CASHLESS” facility[…]

How does the “pre exisitng disease” matter in Mediclaim ?

July 1, 2018 admin Cashless, Disputes, Reimbursement

While filling your proposal form for new policy as well as for renewal you will be asked about your prexisitng[…]

Your Health Insurance Policy is Complex !!!

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